As a homeowner and vehicle owner, you likely already possess home and auto insurance. While these two policy types are essential, they may not provide the level of protection you might assume. Each insurance policy offers various types of coverage, including liability coverage. However, sometimes, these policies don’t extend far enough to cover serious accident costs fully. That’s where umbrella insurance comes into play. Here at The Insurance House in Tucson, AZ, we can assist you in supplementing your existing coverage with an umbrella insurance policy, providing a higher level of protection.
The Benefit of Extended Liability Coverage
Your home and auto insurance policies both contain liability coverage, but often, it’s not adequate. Serious accidents can result in substantial medical bills and other costs, like lost wages. At times, your home or auto policy might not sufficiently cover these expenses. By adding umbrella insurance, you will increase the liability coverage across your insurance policies. You amplify your home and auto coverages from a single policy, creating a safety net for costlier accidents.
Overcoming the Aftermath of Accidents
Umbrella insurance is typically purchased substantially to ensure enough coverage for even the most serious accidents. If your home or auto policy is depleted after an accident, that’s when your umbrella policy steps in. This procedure keeps you from having to out-of-pocket any remaining balance after the initial policy has exhausted its coverage.
Securing Your Umbrella Insurance
An umbrella policy offers enhanced protection against severe accidents. When you’re ready to explore umbrella insurance options or purchase a policy, contact us at The Insurance House in Tucson, AZ.
